A famous insurance company revealed that a certain car can increase the prices of the drivers insurance policy.
Although these vehicles have been described to cause fewer car accidents, one of the companies said that the prices may rise.
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According to the US Environmental Protection Agency (EPA), self -driving vehicles have five specific levels of automation, from level 0 to level 5.
“The most advanced vehicles available today are already operating at level 2, and many manufacturers promise higher levels of automation in the near future,” the Environmental Protection Agency said.
Self -driving cars, such as Autopilot's Autopilot or GM's Super Cruise, are provided with voluntary safety guidelines for manufacturers.
Progressive, a leading car insurance company, has advanced how independent cars affect insurance in the coming years.
“Among other benefits, self -government vehicles will reduce a large number of accidents caused by dispersed leadership,” he mentioned progressive.
“Cars without a driver may be able to respond more quickly to the human brain. Manufacturers and researchers hope to reduce the safety features that are carried out in these vehicles of accidents, and therefore, human life lost in accidents.”
According to consumer reports, most cars have a type of driver assistance feature, such as AEB automatic brake (AEB) or Blind Strong Warning (BSW).
Note that these features will help the car to maintain control and safety in violating parking without human intervention.
In turn, drivers expect their insurance policy to decrease.
In general, insurance companies are drivers with fewer accidents as lower risk, which may lead to reduced prices or less installments.
On the contrary, drivers with a history of accidents often, often
However, progressively predicts that the high cost of vehicles that have the advantages of the driver's help may lead to more expensive insurance.
The auto insurance company wrote: “The technically advanced vehicles of specialists require repairs, which means that the standard car repair store may not be able to serve your car.”
Drivers wonder if high -tech cars will be the fall of car repair stores.
Cars insurance tips
Here are some ways to reduce monthly cars insurance rates:
- Increase the discount – this amount that drivers must pay in an accident may increase
- Ask insurance companies discounts
- Slow the road
- Stay away from the cell phone behind the wheel
- Improving credit scores (in some states)
- Package insurance policies
Source: mutual freedom
“The truth is that the things that consumers want in their cars in the days of Hayes (helping the track, avoid assembly, etc.) means a lot of additional Senator, cables and computers that make fixing things more difficult.”
They added “one of the basic” rules “when it comes to the product design is that for each system new features you add, you negatively affect the total repair of the final product.
In addition, independent vehicles can undergo new cyber security threats, which increases the need to cover the Internet for insurance companies.
Insurance companies may also need to develop new types of policies that deal with the unique risks associated with self -driving cars.
This can indicate a shift from traditional cars insurance in favor of the responsibility of the product, which would protect companies from claims related to the injury caused by defective products that manufacture, distribute or sell.
The progressive notes that it is still difficult to make sure how cars without driver affect the auto insurance industry.
